Enter the headline figures from one to three years of financial statements. The tool returns nineteen ratios grouped by what they reveal — profitability, cash generation, efficiency, liquidity and leverage — plus an Altman Z-Score for distress risk, year-on-year growth, a DuPont decomposition of return on equity, and a quality check on earnings versus cash.
For educational purposes only. Any output is general in nature and should not be taken as financial or business advice, nor used to make business decisions.
Assessment flags are general rules of thumb, not industry-adjusted; turnover ratios stay neutral until you give them a benchmark. With two or more years of data, ratios that mix a flow with a balance-sheet stock (returns and turnovers) use the average of opening and closing balances, per convention.
The tool reads the figures you enter as they are. Real statements contain one-off items (impairments, gains on disposals, restructuring) and reflect accounting policy choices (inventory methods, lease treatment, depreciation) that affect comparability across companies and across years. For a careful diagnosis, normalise the inputs for material one-offs before entering them, and treat cross-company comparison as informed by — not determined by — these ratios.